stm_bm(["menu2b21",430,"images","blank.gif",0,"","",0,0,0,0,200,1,0,0,"","",0],this);
stm_bp("p0",[0,4,0,0,0,10,0,0,100,"",-2,"",-2,50,0,0,"#999999","#00192b","",3,0,0,"#00192b"]);
stm_ai("p0i0",[0,"  Home","","",-1,-1,0,"index.html","_self","","","","",0,0,0,"","",0,0,0,0,1,"#00192b",0,"#00192b",0,"","",3,3,0,0,"#00192b","#000000","#FFFFFF","#FFFFFF","8pt Verdana","8pt Verdana",0,0]);
stm_aix("p0i1","p0i0",[0,"About Michelle","","",-1,-1,0,"about_michelle.html","_self","","","","",0,0,0,"","",0,0,0,0,1,"#00192b",0,"#00192b",0,"","",3,3,0,0,"#FFFFF7"]);
stm_bp("p1",[1,4,0,-1,0,6,0,0,100,"progid:DXImageTransform.Microsoft.Wipe(GradientSize=1.0,wipeStyle=1,motion=forward,enabled=0,Duration=0.10)",5,"progid:DXImageTransform.Microsoft.Wipe(GradientSize=1.0,wipeStyle=1,motion=reverse,enabled=0,Duration=0.10)",4,100,0,0,"#333333","#00192b","",3,1,1,"#000000"]);
stm_aix("p1i0","p0i0",[0,"","","",-1,-1,0,"","_self","","","","",0,0,0,"","",0,0,0,0,1,"#6e93b3",0,"#6e93b3",0,"menudropbg.gif","menudropbg.gif",1,1],0,7);
stm_aix("p1i1","p0i0",[0," Newsletter Sign-Up ","","",-1,-1,0,"newsletter.asp","_self","","","","",0,0,0,"","",0,0,0,0,1,"#6e93b3",0,"#ffe400",0,"","",3,3,0,0,"#00192b","#000000","#FFFFFF","#000000"]);
stm_aix("p1i2","p1i1",[0," Michelle\'s Blog","","",-1,-1,0,"blog.html"]);
stm_aix("p1i3","p0i0",[0,"","","",-1,-1,0,"","_self","","","","",0,0,0,"","",0,0,0,0,1,"#6e93b3",1,"#00192b",1,"menudropbgbot.gif","menudropbgbot.gif"],0,9);
stm_ep();
stm_aix("p0i2","p0i1",[0,"Mortgage Products","","",-1,-1,0,""]);
stm_bpx("p2","p1",[]);
stm_aix("p2i0","p1i0",[],0,7);
stm_aix("p2i1","p1i1",[0," First Time Buyers","","",-1,-1,0,"first_time_buyers.html"]);
stm_aix("p2i2","p1i1",[0," Repeat Buyers","","",-1,-1,0,"repeat_buyers.html"]);
stm_aix("p2i3","p1i1",[0," Refinancing","","",-1,-1,0,"refinancing.html"]);
stm_aix("p2i4","p1i1",[0," Switching A Mortgage ","","",-1,-1,0,"switching_mortgage.html"]);
stm_aix("p2i5","p1i1",[0," Mortgage Insurance","","",-1,-1,0,"mortgage_insurance.html"]);
stm_aix("p2i6","p1i1",[0," Self-Employed","","",-1,-1,0,"self_employed.html"]);
stm_aix("p2i7","p1i1",[0," Bruised Credit","","",-1,-1,0,"bruised_credit.html"]);
stm_aix("p2i8","p1i1",[0," Vacation Property","","",-1,-1,0,"vacation_cottage_property.html"]);
stm_aix("p2i9","p1i3",[],0,9);
stm_ep();
stm_aix("p0i3","p0i2",[0,"Mortgage Information"]);
stm_bpx("p3","p1",[]);
stm_aix("p3i0","p1i0",[],0,7);
stm_aix("p3i1","p1i1",[0," The Mortgage Process","","",-1,-1,0,"mortgage_process.html"]);
stm_aix("p3i2","p1i1",[0," Home Purchase Costs","","",-1,-1,0,"purchase_costs.html"]);
stm_aix("p3i3","p1i1",[0," Closing Costs","","",-1,-1,0,"closing_costs.html"]);
stm_aix("p3i4","p1i1",[0," Land Transfer Taxes","","",-1,-1,0,"land_transfer_taxes.html"]);
stm_aix("p3i5","p1i1",[0," Early Payout Penalties  ","","",-1,-1,0,"early_payout_penalties.html"]);
stm_aix("p3i6","p1i1",[0," Mortgage Renewals","","",-1,-1,0,"mortgage_renewals.html"]);
stm_aix("p3i7","p1i1",[0," Government Incentives ","","",-1,-1,0,"government_incentives.html"]);
stm_aix("p3i8","p1i1",[0," Resources / Links","","",-1,-1,0,"resources_links.html"]);
stm_aix("p3i9","p1i3",[],0,9);
stm_ep();
stm_aix("p0i4","p0i1",[0,"Michelle\'s Best Rates","","",-1,-1,0,"lowest_mortgage_rate.html",""]);
stm_aix("p0i5","p0i1",[0,"Mortgage Calculators","","",-1,-1,0,"mortgage_payment_calculators.html"]);
stm_aix("p0i6","p0i1",[0,"Contact Michelle  ","","",-1,-1,0,"contact.html"]);
stm_ep();
stm_em();
